{"id":1007,"date":"2025-10-30T09:08:55","date_gmt":"2025-10-30T13:08:55","guid":{"rendered":"https:\/\/pducredits.com\/%e0%a4%97%e0%a5%8b%e0%a4%aa%e0%a4%a8%e0%a5%80%e0%a4%af%e0%a4%a4%e0%a4%be-%e0%a4%a8%e0%a5%80%e0%a4%a4%e0%a4%bf\/"},"modified":"2025-12-29T09:05:32","modified_gmt":"2025-12-29T13:05:32","slug":"%e0%a4%97%e0%a5%8b%e0%a4%aa%e0%a4%a8%e0%a5%80%e0%a4%af%e0%a4%a4%e0%a4%be-%e0%a4%a8%e0%a5%80%e0%a4%a4%e0%a4%bf","status":"publish","type":"page","link":"https:\/\/pducredits.com\/hi\/%e0%a4%97%e0%a5%8b%e0%a4%aa%e0%a4%a8%e0%a5%80%e0%a4%af%e0%a4%a4%e0%a4%be-%e0%a4%a8%e0%a5%80%e0%a4%a4%e0%a4%bf\/","title":{"rendered":"\u0917\u094b\u092a\u0928\u0940\u092f\u0924\u093e \u0928\u0940\u0924\u093f"},"content":{"rendered":"

\u092a\u0940\u0921\u0940\u092f\u0942 \u0915\u094d\u0930\u0947\u0921\u093f\u091f\u094d\u0938 \u090f\u0932\u090f\u0932\u0938\u0940 \u092e\u0947\u0902, \u0939\u092e \u0906\u092a\u0915\u0940 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u0930\u0942\u092a \u0938\u0947 \u092a\u0939\u091a\u093e\u0928 \u092f\u094b\u0917\u094d\u092f \u091c\u093e\u0928\u0915\u093e\u0930\u0940 (“\u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u091c\u093e\u0928\u0915\u093e\u0930\u0940”) \u0915\u0940 \u0938\u091f\u0940\u0915\u0924\u093e, \u0917\u094b\u092a\u0928\u0940\u092f\u0924\u093e \u0914\u0930 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u092c\u0928\u093e\u090f \u0930\u0916\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u092a\u094d\u0930\u0924\u093f\u092c\u0926\u094d\u0927 \u0939\u0948\u0902\u0964 \u0907\u0938 \u092a\u094d\u0930\u0924\u093f\u092c\u0926\u094d\u0927\u0924\u093e \u0915\u0947 \u092d\u093e\u0917 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902, \u0939\u092e\u093e\u0930\u0940 \u0917\u094b\u092a\u0928\u0940\u092f\u0924\u093e \u0928\u0940\u0924\u093f \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0915\u0947 \u0938\u0902\u0917\u094d\u0930\u0939, \u0909\u092a\u092f\u094b\u0917 \u0914\u0930 \u092a\u094d\u0930\u0915\u091f\u0940\u0915\u0930\u0923 \u0938\u0947 \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u0939\u092e\u093e\u0930\u0940 \u0915\u093e\u0930\u094d\u0930\u0935\u093e\u0907\u092f\u094b\u0902 \u0915\u094b \u0928\u093f\u092f\u0902\u0924\u094d\u0930\u093f\u0924 \u0915\u0930\u0924\u0940 \u0939\u0948\u0964 <\/p>\n

1. \u092a\u0930\u093f\u091a\u092f<\/strong><\/p>\n

\u0939\u092e \u0905\u092a\u0928\u0947 \u0928\u093f\u092f\u0902\u0924\u094d\u0930\u0923 \u092e\u0947\u0902 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0915\u094b \u092c\u0928\u093e\u090f \u0930\u0916\u0928\u0947 \u0914\u0930 \u0909\u0938\u0915\u0940 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u091c\u093f\u092e\u094d\u092e\u0947\u0926\u093e\u0930 \u0939\u0948\u0902\u0964 \u0939\u092e\u0928\u0947 \u090f\u0915 \u0910\u0938\u0947 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0915\u094b \u0928\u093e\u092e\u093f\u0924 \u0915\u093f\u092f\u093e \u0939\u0948 \u091c\u094b \u0939\u092e\u093e\u0930\u0940 \u0917\u094b\u092a\u0928\u0940\u092f\u0924\u093e \u0928\u0940\u0924\u093f \u0915\u0947 \u0905\u0928\u0941\u092a\u093e\u0932\u0928 \u0915\u0947 \u0932\u093f\u090f \u091c\u093f\u092e\u094d\u092e\u0947\u0926\u093e\u0930 \u0939\u0948\/\u0939\u0948\u0902\u0964 <\/p>\n

2. \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f\u094b\u0902 \u0915\u0940 \u092a\u0939\u091a\u093e\u0928 \u0915\u0930\u0928\u093e<\/strong><\/p>\n

\u0939\u092e \u0906\u092a\u0915\u094b \u0906\u092a\u0915\u0947 \u0926\u094d\u0935\u093e\u0930\u093e \u0905\u0928\u0941\u0930\u094b\u0927\u093f\u0924 \u0921\u093f\u091c\u093f\u091f\u0932 \u092a\u093e\u0920\u094d\u092f\u0915\u094d\u0930\u092e (\u0909\u0924\u094d\u092a\u093e\u0926) \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0928\u0947 \u0914\u0930 \u0906\u092a\u0915\u094b \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 \u0909\u0924\u094d\u092a\u093e\u0926 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u090f\u0915\u0924\u094d\u0930, \u0909\u092a\u092f\u094b\u0917 \u0914\u0930 \u092a\u094d\u0930\u0915\u091f \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 \u091c\u093f\u0928\u092e\u0947\u0902 \u0906\u092a\u0915\u0940 \u0930\u0941\u091a\u093f \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948\u0964 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u090f\u0915\u0924\u094d\u0930 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u090f\u0915\u0924\u094d\u0930 \u0915\u0930\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947 \u092f\u093e \u0909\u0938 \u0938\u092e\u092f \u092c\u0924\u093e\u090f \u091c\u093e\u090f\u0902\u0917\u0947\u0964 \u0915\u0941\u091b \u092a\u0930\u093f\u0938\u094d\u0925\u093f\u0924\u093f\u092f\u094b\u0902 \u092e\u0947\u0902, \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u090f\u0915\u0924\u094d\u0930 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u0938\u094d\u092a\u0937\u094d\u091f \u0939\u094b \u0938\u0915\u0924\u0947 \u0939\u0948\u0902, \u0914\u0930 \u0938\u0939\u092e\u0924\u093f \u0928\u093f\u0939\u093f\u0924 \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948, \u091c\u0948\u0938\u0947 \u0915\u093f \u091c\u0939\u093e\u0902 \u0906\u092a\u0915\u093e \u0928\u093e\u092e, \u092a\u0924\u093e \u0914\u0930 \u092d\u0941\u0917\u0924\u093e\u0928 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0911\u0930\u094d\u0921\u0930 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0915\u0947 \u092d\u093e\u0917 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0940 \u091c\u093e\u0924\u0940 \u0939\u0948\u0964 <\/p>\n

3. \u0938\u0939\u092e\u0924\u093f<\/strong><\/p>\n

\u0915\u093e\u0928\u0942\u0928 \u0926\u094d\u0935\u093e\u0930\u093e \u0906\u0935\u0936\u094d\u092f\u0915 \u092f\u093e \u0905\u0928\u0941\u092e\u0924\u093f \u0915\u0947 \u0905\u0932\u093e\u0935\u093e \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0915\u0947 \u0938\u0902\u0917\u094d\u0930\u0939, \u0909\u092a\u092f\u094b\u0917 \u092f\u093e \u092a\u094d\u0930\u0915\u091f\u0940\u0915\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f \u091c\u094d\u091e\u093e\u0928 \u0914\u0930 \u0938\u0939\u092e\u0924\u093f \u0906\u0935\u0936\u094d\u092f\u0915 \u0939\u0948\u0964 \u0939\u092e\u0947\u0902 \u0905\u092a\u0928\u0940 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0928\u093e \u0939\u092e\u0947\u0936\u093e \u0906\u092a\u0915\u0940 \u092a\u0938\u0902\u0926 \u0939\u0948\u0964 \u0939\u093e\u0932\u093e\u0901\u0915\u093f, \u0915\u0941\u091b \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u092a\u094d\u0930\u0926\u093e\u0928 \u0928 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0906\u092a\u0915\u0947 \u0928\u093f\u0930\u094d\u0923\u092f \u0938\u0947 \u0906\u092a\u0915\u094b \u0939\u092e\u093e\u0930\u0947 \u0909\u0924\u094d\u092a\u093e\u0926 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0928\u0947 \u0915\u0940 \u0939\u092e\u093e\u0930\u0940 \u0915\u094d\u0937\u092e\u0924\u093e \u0938\u0940\u092e\u093f\u0924 \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948\u0964 \u0939\u092e \u0906\u092a\u0915\u094b \u0915\u093f\u0938\u0940 \u0909\u0924\u094d\u092a\u093e\u0926 \u0915\u0940 \u0906\u092a\u0942\u0930\u094d\u0924\u093f \u0915\u0940 \u0936\u0930\u094d\u0924 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0915\u0947 \u0938\u0902\u0917\u094d\u0930\u0939, \u0909\u092a\u092f\u094b\u0917 \u092f\u093e \u092a\u094d\u0930\u0915\u091f\u0940\u0915\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f \u0938\u0939\u092e\u0924\u093f \u0926\u0947\u0928\u0947 \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0928\u0939\u0940\u0902 \u0915\u0930\u0947\u0902\u0917\u0947, \u0938\u093f\u0935\u093e\u092f \u0909\u0924\u094d\u092a\u093e\u0926 \u0915\u0940 \u0906\u092a\u0942\u0930\u094d\u0924\u093f \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 \u0938\u0915\u094d\u0937\u092e \u0939\u094b\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0906\u0935\u0936\u094d\u092f\u0915 \u0939\u094b\u0928\u0947 \u0915\u0947\u0964 <\/p>\n

4. \u0938\u0902\u0917\u094d\u0930\u0939 \u0915\u094b \u0938\u0940\u092e\u093f\u0924 \u0915\u0930\u0928\u093e<\/strong><\/p>\n

\u090f\u0915\u0924\u094d\u0930\u093f\u0924 \u0915\u0940 \u0917\u0908 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0909\u0928 \u0935\u093f\u0935\u0930\u0923\u094b\u0902 \u0924\u0915 \u0938\u0940\u092e\u093f\u0924 \u0939\u094b\u0917\u0940 \u091c\u094b \u0939\u092e\u093e\u0930\u0947 \u0926\u094d\u0935\u093e\u0930\u093e \u092a\u0939\u091a\u093e\u0928\u0947 \u0917\u090f \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0906\u0935\u0936\u094d\u092f\u0915 \u0939\u0948\u0902\u0964 \u0906\u092a\u0915\u0940 \u0938\u0939\u092e\u0924\u093f \u0938\u0947, \u0939\u092e \u0907\u0902\u091f\u0930\u0928\u0947\u091f, \u092e\u094b\u092c\u093e\u0907\u0932 \u090f\u092a\u094d\u0932\u093f\u0915\u0947\u0936\u0928, \u091f\u0947\u0932\u0940\u092b\u094b\u0928 \u092a\u0930 \u092f\u093e \u0908\u092e\u0947\u0932 \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u0906\u092a\u0915\u0947 \u0938\u093e\u0925 \u092a\u0924\u094d\u0930\u093e\u091a\u093e\u0930 \u0915\u0930\u0915\u0947 \u0906\u092a\u0938\u0947 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u090f\u0915\u0924\u094d\u0930 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 <\/p>\n

5. \u0909\u092a\u092f\u094b\u0917, \u092a\u094d\u0930\u0915\u091f\u0940\u0915\u0930\u0923 \u0914\u0930 \u092a\u094d\u0930\u0924\u093f\u0927\u093e\u0930\u0923 \u0915\u094b \u0938\u0940\u092e\u093f\u0924 \u0915\u0930\u0928\u093e<\/strong><\/p>\n

\u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u092f\u093e \u0916\u0941\u0932\u093e\u0938\u093e \u0915\u0947\u0935\u0932 \u0909\u0938 \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u0915\u0947 \u0932\u093f\u090f \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948 \u091c\u093f\u0938\u0915\u0947 \u0932\u093f\u090f \u0907\u0938\u0947 \u090f\u0915\u0924\u094d\u0930 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0925\u093e \u091c\u092c \u0924\u0915 \u0915\u093f \u0906\u092a\u0928\u0947 \u0905\u0928\u094d\u092f\u0925\u093e \u0938\u0939\u092e\u0924\u093f \u0928 \u0926\u0940 \u0939\u094b, \u092f\u093e \u091c\u092c \u092f\u0939 \u0915\u093e\u0928\u0942\u0928 \u0926\u094d\u0935\u093e\u0930\u093e \u0906\u0935\u0936\u094d\u092f\u0915 \u092f\u093e \u0905\u0928\u0941\u092e\u0924 \u0939\u094b\u0964 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0915\u094b \u0915\u0947\u0935\u0932 \u0909\u0938 \u0938\u092e\u092f \u0905\u0935\u0927\u093f \u0915\u0947 \u0932\u093f\u090f \u092c\u0928\u093e\u090f \u0930\u0916\u093e \u091c\u093e\u090f\u0917\u093e \u091c\u094b \u0909\u0938 \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u0915\u094b \u092a\u0942\u0930\u093e \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0906\u0935\u0936\u094d\u092f\u0915 \u0939\u0948 \u091c\u093f\u0938\u0915\u0947 \u0932\u093f\u090f \u0939\u092e\u0928\u0947 \u0907\u0938\u0947 \u090f\u0915\u0924\u094d\u0930 \u0915\u093f\u092f\u093e \u0925\u093e \u092f\u093e \u091c\u0948\u0938\u093e \u0915\u093f \u0915\u093e\u0928\u0942\u0928 \u0926\u094d\u0935\u093e\u0930\u093e \u0906\u0935\u0936\u094d\u092f\u0915 \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948\u0964 <\/p>\n

\u091a\u0947\u0915-\u0906\u0909\u091f \u0914\u0930 \u0916\u0930\u0940\u0926 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0915\u0947 \u0926\u094c\u0930\u093e\u0928, \u0926\u0930\u094d\u091c \u0915\u0940 \u0917\u0908 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0938\u094d\u091f\u094d\u0930\u093e\u0907\u0915, \u092a\u0947\u092a\u093e\u0932 \u092f\u093e \u0906\u092a\u0915\u0947 \u0926\u094d\u0935\u093e\u0930\u093e \u091a\u0941\u0928\u0940 \u0917\u0908 \u0915\u093f\u0938\u0940 \u0905\u0928\u094d\u092f \u0921\u093f\u091c\u093f\u091f\u0932 \u0932\u0947\u0928\u0926\u0947\u0928 \u0915\u0902\u092a\u0928\u0940 \u0915\u0947 \u0938\u093e\u0925 \u0938\u093e\u091d\u093e \u0915\u0940 \u091c\u093e \u0938\u0915\u0924\u0940 \u0939\u0948\u0964 \u0907\u0928 \u0932\u0947\u0928-\u0926\u0947\u0928 \u0915\u0947 \u0905\u0932\u093e\u0935\u093e, \u092a\u0940\u0921\u0940\u092f\u0942 \u0915\u094d\u0930\u0947\u0921\u093f\u091f\u094d\u0938 \u090f\u0932\u090f\u0932\u0938\u0940 \u0906\u092a\u0915\u0940 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u092c\u093e\u0939\u0930\u0940 \u0938\u0902\u0938\u094d\u0925\u093e\u0913\u0902 \u092f\u093e \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u092f\u094b\u0902 \u0915\u094b \u0928\u0939\u0940\u0902 \u092c\u0924\u093e\u0924\u0940 \u0939\u0948\u0964 \u0939\u092e \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e\u0930\u094d\u0921 \u0928\u0902\u092c\u0930 \u091c\u0948\u0938\u0947 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0935\u093f\u0935\u0930\u0923 \u0928\u0939\u0940\u0902 \u0930\u0916\u0924\u0947 \u0939\u0948\u0902\u0964 <\/p>\n

6. \u0938\u091f\u0940\u0915\u0924\u093e<\/strong><\/p>\n

\u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0915\u094b \u092f\u0925\u093e\u0938\u0902\u092d\u0935 \u0938\u091f\u0940\u0915, \u092a\u0942\u0930\u094d\u0923 \u0914\u0930 \u0905\u0926\u094d\u092f\u0924\u093f\u0924 \u0930\u0942\u092a \u092e\u0947\u0902 \u0930\u0916\u093e \u091c\u093e\u090f\u0917\u093e \u0924\u093e\u0915\u093f \u0909\u0928 \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f\u094b\u0902 \u0915\u094b \u092a\u0942\u0930\u093e \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0947 \u091c\u093f\u0928\u0915\u0947 \u0932\u093f\u090f \u0907\u0938\u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u093f\u092f\u093e \u091c\u093e\u0928\u093e \u0939\u0948\u0964<\/p>\n

7. \u0917\u094d\u0930\u093e\u0939\u0915 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0915\u0940 \u0938\u0941\u0930\u0915\u094d\u0937\u093e<\/strong><\/p>\n

\u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0915\u094b \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0909\u092a\u093e\u092f\u094b\u0902 \u0926\u094d\u0935\u093e\u0930\u093e \u0938\u0902\u0930\u0915\u094d\u0937\u093f\u0924 \u0915\u093f\u092f\u093e \u091c\u093e\u090f\u0917\u093e \u091c\u094b \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0915\u0947 \u0938\u0902\u0935\u0947\u0926\u0928\u0936\u0940\u0932\u0924\u093e \u0938\u094d\u0924\u0930 \u0915\u0947 \u0932\u093f\u090f \u0909\u092a\u092f\u0941\u0915\u094d\u0924 \u0939\u0948\u0902\u0964 \u0939\u092e \u0906\u092a\u0915\u0940 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0915\u094b \u0915\u093f\u0938\u0940 \u092d\u0940 \u0928\u0941\u0915\u0938\u093e\u0928 \u092f\u093e \u0905\u0928\u0927\u093f\u0915\u0943\u0924 \u0909\u092a\u092f\u094b\u0917, \u092a\u0939\u0941\u0902\u091a \u092f\u093e \u092a\u094d\u0930\u0915\u091f\u0940\u0915\u0930\u0923 \u0938\u0947 \u092c\u091a\u093e\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0938\u092d\u0940 \u0909\u091a\u093f\u0924 \u0938\u093e\u0935\u0927\u093e\u0928\u093f\u092f\u093e\u0902 \u092c\u0930\u0924\u0924\u0947 \u0939\u0948\u0902\u0964 \u0939\u092e \u0938\u0940\u092e\u093f\u0924 \u0917\u094d\u0930\u093e\u0939\u0915 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0915\u0947 \u0935\u093f\u0936\u093f\u0937\u094d\u091f \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0921\u0947\u091f\u093e\u092c\u0947\u0938 \u0915\u0947 \u0938\u093e\u0925 \u092e\u093e\u0928\u0915 \u0935\u0947\u092c\u0938\u093e\u0907\u091f \u0914\u0930 \u0921\u093f\u091c\u093f\u091f\u0932 \u0930\u0916\u0930\u0916\u093e\u0935 \u0938\u0949\u092b\u093c\u094d\u091f\u0935\u0947\u092f\u0930 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964 <\/p>\n

8. \u0916\u0941\u0932\u093e\u092a\u0928<\/strong><\/p>\n

\u0939\u092e \u0906\u092a\u0915\u0940 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0915\u0947 \u092a\u094d\u0930\u092c\u0902\u0927\u0928 \u0915\u0947 \u0938\u0902\u092c\u0902\u0927 \u092e\u0947\u0902 \u0905\u092a\u0928\u0940 \u0928\u0940\u0924\u093f\u092f\u094b\u0902 \u0914\u0930 \u092a\u094d\u0930\u0925\u093e\u0913\u0902 \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u0906\u092a\u0915\u094b \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0909\u092a\u0932\u092c\u094d\u0927 \u0915\u0930\u093e\u090f\u0902\u0917\u0947\u0964<\/p>\n

9. \u0917\u094d\u0930\u093e\u0939\u0915 \u092a\u0939\u0941\u0902\u091a<\/strong><\/p>\n

\u0905\u0928\u0941\u0930\u094b\u0927 \u092a\u0930, \u0906\u092a\u0915\u094b \u0906\u092a\u0915\u0940 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0915\u0947 \u0905\u0938\u094d\u0924\u093f\u0924\u094d\u0935, \u0909\u092a\u092f\u094b\u0917 \u0914\u0930 \u092a\u094d\u0930\u0915\u091f\u0940\u0915\u0930\u0923 \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u0938\u0942\u091a\u093f\u0924 \u0915\u093f\u092f\u093e \u091c\u093e\u090f\u0917\u093e, \u0914\u0930 \u0906\u092a\u0915\u094b \u0907\u0938\u0915\u0940 \u092a\u0939\u0941\u0902\u091a \u0926\u0940 \u091c\u093e\u090f\u0917\u0940\u0964 \u0906\u092a \u0905\u092a\u0928\u0940 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0915\u0940 \u0938\u091f\u0940\u0915\u0924\u093e \u0914\u0930 \u092a\u0942\u0930\u094d\u0923\u0924\u093e \u0915\u094b \u0938\u0924\u094d\u092f\u093e\u092a\u093f\u0924 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902, \u0914\u0930 \u092f\u0926\u093f \u0909\u091a\u093f\u0924 \u0939\u094b \u0924\u094b \u0907\u0938\u0947 \u0938\u0902\u0936\u094b\u0927\u093f\u0924 \u0915\u0930\u0928\u0947 \u0915\u093e \u0905\u0928\u0941\u0930\u094b\u0927 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0939\u093e\u0932\u093e\u0901\u0915\u093f, \u0915\u093e\u0928\u0942\u0928 \u0926\u094d\u0935\u093e\u0930\u093e \u0905\u0928\u0941\u092e\u0924 \u0915\u0941\u091b \u092a\u0930\u093f\u0938\u094d\u0925\u093f\u0924\u093f\u092f\u094b\u0902 \u092e\u0947\u0902, \u0939\u092e \u0906\u092a\u0915\u094b \u0915\u0941\u091b \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0915\u093e \u0916\u0941\u0932\u093e\u0938\u093e \u0928\u0939\u0940\u0902 \u0915\u0930\u0947\u0902\u0917\u0947\u0964 \u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f, \u092f\u0926\u093f \u0905\u0928\u094d\u092f \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u092f\u094b\u0902 \u0915\u093e \u0909\u0932\u094d\u0932\u0947\u0916 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u0948 \u092f\u093e \u092f\u0926\u093f \u0915\u093e\u0928\u0942\u0928\u0940, \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u092f\u093e \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u0938\u094d\u0935\u093e\u092e\u093f\u0924\u094d\u0935 \u092a\u094d\u0930\u0924\u093f\u092c\u0902\u0927 \u0939\u0948\u0902 \u0924\u094b \u0939\u092e \u0906\u092a\u0938\u0947 \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0915\u093e \u0916\u0941\u0932\u093e\u0938\u093e \u0928\u0939\u0940\u0902 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 <\/p>\n

10. \u0917\u094d\u0930\u093e\u0939\u0915 \u0936\u093f\u0915\u093e\u092f\u0924\u094b\u0902 \u0914\u0930 \u0938\u0941\u091d\u093e\u0935\u094b\u0902 \u0915\u094b \u0938\u0902\u092d\u093e\u0932\u0928\u093e<\/strong><\/p>\n

\u0906\u092a \u0939\u092e\u0938\u0947 \u0938\u0902\u092a\u0930\u094d\u0915 \u0915\u0930\u0947\u0902 \u092a\u0943\u0937\u094d\u0920 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0915\u0947 \u092f\u093e admin @ pducredits.com \u092a\u0930 \u0908\u092e\u0947\u0932 \u0915\u0930\u0915\u0947 \u0939\u092e\u093e\u0930\u0940 \u0917\u094b\u092a\u0928\u0940\u092f\u0924\u093e \u0928\u0940\u0924\u093f \u092f\u093e \u0939\u092e\u093e\u0930\u0940 \u092a\u094d\u0930\u0925\u093e\u0913\u0902 \u0915\u0947 \u0938\u0902\u092c\u0902\u0927 \u092e\u0947\u0902 \u0915\u094b\u0908 \u092d\u0940 \u092a\u094d\u0930\u0936\u094d\u0928 \u092f\u093e \u092a\u0942\u091b\u0924\u093e\u091b \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n

\u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 \u091c\u093e\u0928\u0915\u093e\u0930\u0940<\/strong><\/p>\n

<\/strong>\u0915\u0941\u0915\u0940\u091c\u093c<\/strong><\/em><\/p>\n

\u0915\u0941\u0915\u0940 \u090f\u0915 \u091b\u094b\u091f\u0940 \u0915\u0902\u092a\u094d\u092f\u0942\u091f\u0930 \u092b\u093c\u093e\u0907\u0932 \u092f\u093e \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0915\u093e \u091f\u0941\u0915\u0921\u093c\u093e \u0939\u0948 \u091c\u093f\u0938\u0947 \u0939\u092e\u093e\u0930\u0940 \u0935\u0947\u092c\u0938\u093e\u0907\u091f\u094b\u0902 \u092a\u0930 \u091c\u093e\u0928\u0947 \u092a\u0930 \u0906\u092a\u0915\u0947 \u0915\u0902\u092a\u094d\u092f\u0942\u091f\u0930 \u0915\u0940 \u0939\u093e\u0930\u094d\u0921 \u0921\u094d\u0930\u093e\u0907\u0935 \u092e\u0947\u0902 \u0938\u0902\u0917\u094d\u0930\u0939\u0940\u0924 \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u0939\u092e \u0905\u092a\u0928\u0940 \u0935\u0947\u092c\u0938\u093e\u0907\u091f \u0915\u0940 \u0915\u093e\u0930\u094d\u092f\u0915\u094d\u0937\u092e\u0924\u093e \u0915\u094b \u092c\u0947\u0939\u0924\u0930 \u092c\u0928\u093e\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0914\u0930 \u0915\u0941\u091b \u092e\u093e\u092e\u0932\u094b\u0902 \u092e\u0947\u0902, \u0906\u0917\u0902\u0924\u0941\u0915\u094b\u0902 \u0915\u094b \u090f\u0915 \u0905\u0928\u0941\u0915\u0942\u0932\u093f\u0924 \u0911\u0928\u0932\u093e\u0907\u0928 \u0905\u0928\u0941\u092d\u0935 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0915\u0941\u0915\u0940\u091c\u093c \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 <\/p>\n

\u0915\u0941\u0915\u0940\u091c\u093c \u0915\u093e \u0935\u094d\u092f\u093e\u092a\u0915 \u0930\u0942\u092a \u0938\u0947 \u0909\u092a\u092f\u094b\u0917 \u0915\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948 \u0914\u0930 \u0905\u0927\u093f\u0915\u093e\u0902\u0936 \u0935\u0947\u092c \u092c\u094d\u0930\u093e\u0909\u091c\u093c\u0930 \u0936\u0941\u0930\u0942 \u092e\u0947\u0902 \u0915\u0941\u0915\u0940\u091c\u093c \u0915\u094b \u0938\u094d\u0935\u091a\u093e\u0932\u093f\u0924 \u0930\u0942\u092a \u0938\u0947 \u0938\u094d\u0935\u0940\u0915\u093e\u0930 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0915\u0949\u0928\u094d\u092b\u093c\u093f\u0917\u0930 \u0915\u093f\u090f \u091c\u093e\u0924\u0947 \u0939\u0948\u0902\u0964 \u0906\u092a \u0905\u092a\u0928\u0947 \u0915\u0902\u092a\u094d\u092f\u0942\u091f\u0930 \u0915\u094b \u0915\u0941\u0915\u0940\u091c\u093c \u0938\u094d\u0935\u0940\u0915\u093e\u0930 \u0915\u0930\u0928\u0947 \u0938\u0947 \u0930\u094b\u0915\u0928\u0947 \u092f\u093e \u0915\u0941\u0915\u0940 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0939\u094b\u0928\u0947 \u092a\u0930 \u0906\u092a\u0915\u094b \u0938\u0942\u091a\u093f\u0924 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0905\u092a\u0928\u0947 \u0907\u0902\u091f\u0930\u0928\u0947\u091f \u092c\u094d\u0930\u093e\u0909\u091c\u093c\u0930 \u0938\u0947\u091f\u093f\u0902\u0917\u094d\u0938 \u0915\u094b \u092c\u0926\u0932 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 \u0924\u093e\u0915\u093f \u0906\u092a \u0907\u0938\u0915\u0940 \u0938\u094d\u0935\u0940\u0915\u0943\u0924\u093f \u0915\u094b \u0905\u0938\u094d\u0935\u0940\u0915\u093e\u0930 \u0915\u0930 \u0938\u0915\u0947\u0902\u0964 \u0915\u0943\u092a\u092f\u093e \u0927\u094d\u092f\u093e\u0928 \u0926\u0947\u0902, \u0939\u093e\u0932\u093e\u0901\u0915\u093f, \u092f\u0926\u093f \u0906\u092a \u0915\u0941\u0915\u0940\u091c\u093c \u0915\u094b \u0905\u0915\u094d\u0937\u092e \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0906\u092a \u0939\u092e\u093e\u0930\u0940 \u0935\u0947\u092c\u0938\u093e\u0907\u091f \u0915\u0947 \u0907\u0937\u094d\u091f\u0924\u092e \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928 \u0915\u093e \u0905\u0928\u0941\u092d\u0935 \u0928\u0939\u0940\u0902 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 <\/p>\n

\u0905\u0928\u094d\u092f \u0935\u0947\u092c\u0938\u093e\u0907\u091f\u0947\u0902<\/strong><\/em><\/p>\n

\u0939\u092e\u093e\u0930\u0940 \u0935\u0947\u092c\u0938\u093e\u0907\u091f \u0914\u0930 \u092a\u093e\u0920\u094d\u092f\u0915\u094d\u0930\u092e\u094b\u0902 \u092e\u0947\u0902 \u0905\u0928\u094d\u092f \u0924\u0943\u0924\u0940\u092f \u092a\u0915\u094d\u0937 \u0938\u093e\u0907\u091f\u094b\u0902 \u0915\u0947 \u0932\u093f\u0902\u0915 \u0939\u094b \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 \u091c\u094b \u0907\u0938 \u0917\u094b\u092a\u0928\u0940\u092f\u0924\u093e \u0928\u0940\u0924\u093f \u0926\u094d\u0935\u093e\u0930\u093e \u0936\u093e\u0938\u093f\u0924 \u0928\u0939\u0940\u0902 \u0939\u0948\u0902\u0964 \u0939\u093e\u0932\u093e\u0901\u0915\u093f \u0939\u092e \u0915\u0947\u0935\u0932 \u0909\u091a\u094d\u091a \u0917\u094b\u092a\u0928\u0940\u092f\u0924\u093e \u092e\u093e\u0928\u0915\u094b\u0902 \u0935\u093e\u0932\u0940 \u0938\u093e\u0907\u091f\u094b\u0902 \u0938\u0947 \u0932\u093f\u0902\u0915 \u0915\u0930\u0928\u0947 \u0915\u093e \u092a\u094d\u0930\u092f\u093e\u0938 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u0932\u0947\u0915\u093f\u0928 \u090f\u0915 \u092c\u093e\u0930 \u091c\u092c \u0906\u092a \u0939\u092e\u093e\u0930\u0940 \u0935\u0947\u092c\u0938\u093e\u0907\u091f \u091b\u094b\u0921\u093c \u0926\u0947\u0924\u0947 \u0939\u0948\u0902 \u0924\u094b \u0939\u092e\u093e\u0930\u0940 \u0917\u094b\u092a\u0928\u0940\u092f\u0924\u093e \u0928\u0940\u0924\u093f \u0905\u092c \u0932\u093e\u0917\u0942 \u0928\u0939\u0940\u0902 \u0939\u094b\u0917\u0940\u0964 \u0907\u0938\u0915\u0947 \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924, \u0939\u092e \u0924\u0943\u0924\u0940\u092f \u092a\u0915\u094d\u0937 \u0935\u0947\u092c\u0938\u093e\u0907\u091f\u094b\u0902 \u0926\u094d\u0935\u093e\u0930\u093e \u0928\u093f\u092f\u094b\u091c\u093f\u0924 \u0917\u094b\u092a\u0928\u0940\u092f\u0924\u093e \u092a\u094d\u0930\u0925\u093e\u0913\u0902 \u0915\u0947 \u0932\u093f\u090f \u091c\u093f\u092e\u094d\u092e\u0947\u0926\u093e\u0930 \u0928\u0939\u0940\u0902 \u0939\u0948\u0902\u0964 \u0907\u0938\u0932\u093f\u090f, \u0939\u092e \u0938\u0941\u091d\u093e\u0935 \u0926\u0947\u0924\u0947 \u0939\u0948\u0902 \u0915\u093f \u0906\u092a \u092f\u0939 \u091c\u093e\u0928\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0909\u0928 \u0938\u093e\u0907\u091f\u094b\u0902 \u0915\u0947 \u0917\u094b\u092a\u0928\u0940\u092f\u0924\u093e \u0935\u093f\u0935\u0930\u0923\u094b\u0902 \u0915\u0940 \u091c\u093e\u0902\u091a \u0915\u0930\u0947\u0902 \u0915\u093f \u0906\u092a\u0915\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0915\u0948\u0938\u0947 \u090f\u0915\u0924\u094d\u0930, \u0909\u092a\u092f\u094b\u0917, \u0938\u093e\u091d\u093e \u0914\u0930 \u092a\u094d\u0930\u0915\u091f \u0915\u0940 \u091c\u093e \u0938\u0915\u0924\u0940 \u0939\u0948\u0964 <\/p>\n","protected":false},"excerpt":{"rendered":"

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